Terms of Use
Last updated: 24 June 2026
These Terms of Use (“Terms”) govern your use of services on playandpredict.io, operated by Blackmere Ltd under Anjouan licence ALSI-202605032-FI1. By accessing the Site or placing a bet, you agree to these Terms.
1. Definitions
In these Terms, the following definitions apply:
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Blackmere, we, us, our — Blackmere Ltd, the licensed operator of playandpredict.io.
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Player, you, your — any person who accesses or uses the Services.
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Site — playandpredict.io and mp.playandpredict.io, and any related interfaces, including the brandless surface inside the Binance host app.
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Services — the betting, gaming, and ancillary services offered through the Site.
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Account — a player record created when you sign in with your Binance account and used to access the Services.
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Anjouan Licence — licence number ALSI-202605032-FI1, issued by the Anjouan Bet & Gaming Board (ABGB) under the Computer Gaming Licensing Act 007 of 2005.
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Bet — a wager placed through the Services.
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Sports Bet — a Bet on the outcome of a sporting event, settled against odds.
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Casino Game — a game of chance offered through the Services, settled against fixed game rules and return-to-player (RTP) characteristics rather than variable odds.
2. Parties and scope
These Terms form an agreement between you and Blackmere Ltd, the operator of playandpredict.io. They govern your access to and use of the Services, including all betting, gaming, deposits, withdrawals, customer support, and related functions.
3. Eligibility
To open an Account and use the Services, you must:
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Be at least 21 years of age.
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Have the legal capacity to enter into a binding contract under the law of your place of residence.
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Not be accessing the Services from a Restricted Jurisdiction (see below).
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Not be on our self-exclusion register.
Access to the Services from restricted or sanctioned jurisdictions is blocked at the network level in line with our licensing conditions.
Restricted Jurisdictions. The Services are not available to anyone accessing them from Australia, Austria, Comoros (including the island of Anjouan), France, Germany, Iran, Myanmar, the Netherlands, North Korea, Spain, the United Kingdom, or the United States. The Services are also unavailable in any other jurisdiction where online gambling is reserved to locally-licensed operators. This list reflects the Anjouan Licence conditions, applicable international sanctions, and jurisdictions where online gambling is restricted by local law. The list is reviewed periodically and may be updated.
4. Account
Your Account is established by signing in with your Binance account. You do not create a separate playandpredict.io username and password.
You may hold only one Account. Where we detect that a Player has opened more than one Account, we may close all but one of them, void any related Bets, and recover associated funds.
You are responsible for the security of the Binance account through which the Services are accessed. We are not responsible for losses arising from a compromise of your Binance credentials.
5. Deposits, withdrawals, and funds segregation
The Site displays a USD balance. Blackmere does not itself hold Player money.
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Deposits. Funds you deposit through your Binance account are held in a segregated account, separate from Blackmere’s operating funds, in accordance with the Anjouan Licence.
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Withdrawals. Withdrawals are processed through Binance Pay and returned to the Binance wallet associated with your Account. Withdrawals to any other wallet or payment instrument are not supported.
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Holds and reviews. We may pause a withdrawal pending internal review — for example where there is evidence of prohibited conduct under §15, or a sanctions or PEP screening match.
6. Bet acceptance and settlement
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Bets are accepted only on operator confirmation. The odds displayed at the moment of confirmation are binding.
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We may refuse or void any Bet in cases of manifest error, late Bet, system malfunction, or palpable pricing error.
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Bets are settled on the official result as reported by the recognised governing body of the sport.
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Subsequent corrections (for example, court rulings or appeals) do not normally trigger re-settlement, except where our published trading rules require it.
Detailed sport-specific rules, including dead-heat, related-contingency, and palpable-error handling, are set out in our Sports Betting Rules at playandpredict.io/betting-rules.
7. Maximum payouts, odds, and game returns
Returns on any Bet are a function of your stake and the rules applying to the product you play. The Services include two product types, which determine returns differently:
Sports Bets. A Sports Bet is settled against odds set per market and event. These odds are variable and may change at any time before a Bet is confirmed, in response to factors including event developments, market activity, and our trading position. The odds displayed at the moment your Bet is confirmed are binding in accordance with §6. We make no representation that any particular odds, return, or winning outcome is likely, typical, average, or achievable for any given Player.
Casino Games. A Casino Game is settled against the fixed game rules, paytable, and return-to-player (RTP) characteristics published for that game, not against variable odds. Outcomes are determined by a certified random number generator. The published RTP is a long-run theoretical average across many plays by many players; it is not a return you should expect from any individual play or session, and individual results vary widely and are frequently nil. Game rules and RTP information are made available within each game.
Maximum payout. A maximum payout applies to all winnings across both product types. The maximum amount payable to a single Player in respect of a single Sports Bet or a single Casino Game play is USD 3,000,000 (three million US dollars). Where the winnings otherwise calculated would exceed this amount, the payout is capped at USD 3,000,000 and no amount above the cap is payable, regardless of the stake placed, the odds confirmed, or the game outcome.
Nature of the maximum. The maximum payout is a ceiling, not an expected, average, or typical return. Reaching it requires a combination of a high qualifying stake and either long confirmed odds on a single Sports Bet or a top-tier outcome on a qualifying Casino Game, and arises only in rare and specific circumstances. Most plays return materially less than the maximum, and many return nothing. Any “up to” amount used in marketing or on the Site, including USD 3,000,000, refers to this ceiling and does not represent a likely, average, guaranteed, or readily attainable outcome.
Game and provider limits. Individual games, markets, and third-party game providers may apply their own maximum payout, maximum stake, and maximum win limits, which may be lower than the platform maximum. The USD 3,000,000 figure is the highest payout available across the Services and is not available on every Sports Bet market or Casino Game. The limit applicable to a given play is the lower of the platform maximum and any limit set by the relevant market, game, or provider.
Currency. All limits, stakes, balances, and payouts are expressed and settled in US dollars (USD), in accordance with §5.
Errors and malfunctions. Nothing in this section limits our rights under §6 to refuse, void, or re-settle a Bet affected by manifest error, late Bet, system malfunction, or palpable pricing error. A Casino Game result affected by malfunction is void, and all related plays and pays are void, consistent with the relevant provider’s rules.
Changes. We may vary the maximum payout and related limits from time to time in accordance with §17. The limit applicable to a play is the limit in force at the time the Sports Bet is confirmed or the Casino Game play is committed. Current limits, qualifying conditions, applicable odds, and game RTP references are published in the Sports Betting Rules at playandpredict.io/betting-rules.
8. Abandoned and miscarried events
If an event is abandoned, cancelled, or otherwise miscarried before a regulation result is reached, Bets on that event are void and stakes returned, except in respect of any market that has already been decided at the time of abandonment. If an event is postponed beyond 48 hours from its scheduled start time, Bets are void unless the event is rescheduled within that window.
9. Bonuses and promotions
Blackmere may from time to time offer promotions or rewards. The full terms of any such offer — including eligibility, wagering requirements, expiry, maximum Bet, maximum withdrawable winnings, and abuse rules — will be published before the promotion is made available to players. Any promotion will be presented per §10 (Responsible gaming) — truthful, complete, and not targeted at minors, vulnerable persons, or self-excluded players. No promotions or bonuses are currently in effect.
10. Responsible gaming
Blackmere is committed to player protection and harm minimisation.
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Age verification. The minimum age to use the Services is 21. Age is verified at registration through your Binance account sign-in. Underage Accounts are closed immediately and funds returned.
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Deposit limits. These limits help you stay in control. Set daily, weekly, and monthly deposit caps from the profile screen. Lowering a limit takes effect immediately; raising a limit takes effect after a 48-hour cool-off period during which you may cancel the change.
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Cool-off and self-exclusion. On request via in-app chat, we will place your Account on a cool-off block for a duration you choose: 24 hours, 7 days, or 30 days. A human coordinator will then inform you of the voluntary self-exclusion options available: 6 months, 1 year, 5 years, or indefinite. If you choose a self-exclusion period, the Site and games are blocked for the chosen duration; otherwise your Account becomes accessible again after the cool-off. Self-exclusion cannot be lifted early — the block ends only when the chosen period has run its course.
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Marketing restrictions. We do not target minors, vulnerable persons, or self-excluded Players in any marketing communication. All marketing is truthful, not misleading, and socially responsible. Promotional offers are presented with clear and complete terms.
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Problem-gambling support. GamCare and Gambling Therapy.
Full Responsible Gaming Policy: playandpredict.io/responsible-gaming.
11. KYC and AML
The Services are accessible only to Players who have completed identity verification (KYC) with the third-party account provider used to access the Services. We do not request identity documents directly from Players.
We perform sanctions and politically-exposed-person screening at registration and on an ongoing basis. We monitor deposits, withdrawals, and Bet activity for suspicious patterns, and we report suspicious activity to the relevant Financial Intelligence Unit as required by the Anjouan Licence and any applicable jurisdiction.
Where a screening match, evidence of prohibited conduct under §15, or a regulator request makes a review necessary, we may suspend the Account or hold the relevant transaction internally while the review is conducted. The outcomes in §15 apply where the review concludes that the funds were obtained through prohibited conduct.
Financial-transaction, KYC, and Bet records are retained for 5 years in accordance with Anjouan record-retention requirements.
Full KYC and AML policies: playandpredict.io/kyc and playandpredict.io/aml.
12. Privacy and data
Blackmere Ltd is the data controller for personal data processed via the Services. We process:
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From your Binance account: a Binance identifier when you sign in. Binance does not share your name, email address, phone number, or other contact details with us.
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Service-use data including Bet history, deposit and withdrawal records, balance changes, IP address, geo-location, device data, and chat transcripts.
We share personal data with:
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The Anjouan Bet & Gaming Board for regulatory reporting.
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Binance for Binance Pay processing.
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Law enforcement on lawful request.
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Game providers for game-session data only.
Our underlying platform and payment infrastructure providers do not receive your name, identity documents, date of birth, or address. They process only the pseudonymized identifiers, session data, and transaction data needed to deliver their service.
Financial, KYC, and Bet records are retained for 5 years in accordance with the Anjouan Licence. Marketing data is retained until you withdraw consent.
You may exercise access, rectification, deletion (subject to the retention obligation above), and consent-withdrawal rights by contacting support@playandpredict.io with “Privacy request” in the subject line.
Full Privacy Policy: playandpredict.io/privacy.
13. Complaints and dispute resolution
If you have a complaint, contact us through in-app chat. First-line questions are handled by an automated assistant, and human coordinators handle escalations. The email backup is support@playandpredict.io. When raising a complaint, please include your account identifier (Binance OpenID), the date and time of the issue, a description of what happened, and the resolution you are seeking.
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We will acknowledge any complaint within 2 business days.
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We aim to provide a final internal response within 14 business days of the date the complaint is raised.
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You must notify us in writing of any dispute within 14 calendar days for Bet settlement or game-outcome matters, or within 30 calendar days for Account or transaction matters. Disputes notified after these windows may not be considered.
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If you are not satisfied with our final internal response, you may refer the matter to our independent Alternative Dispute Resolution (ADR) provider, drawn from the Anjouan-approved list. The ADR decision is binding on Blackmere, subject to the ADR provider’s own rules. The cost of ADR is borne by Blackmere.
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You may also escalate directly to any provider on the Anjouan-approved list if we have not resolved your complaint within 30 days, per the Anjouan third-party complaint policy.
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As a final recourse, you may contact the Anjouan Bet & Gaming Board.
14. Account closure and suspension
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You may close your Account at any time through in-app chat. Remaining balances are returned via the Binance wallet associated with your Account, subject to any required regulatory or AML checks.
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Blackmere may suspend or close your Account on grounds including fraud, abuse, regulatory action, breach of these Terms, sanctions or PEP matches, or failure to maintain a verified Binance account.
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Self-exclusion triggers automatic closure of the Account for the duration chosen.
15. Prohibited conduct and consequences
The following are not permitted:
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Operating more than one Account (multi-accounting).
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Collusion with other Players.
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Bonus abuse, including pattern play designed to exploit promotional mechanics.
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Use of automated tools, bots, or scripts to interact with the Services.
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Fraud, chargebacks, or unauthorised use of payment instruments.
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Circumventing our geographic access controls.
Where we determine that you have engaged in prohibited conduct, we may void any related Bets, suspend or close your Account, recover funds obtained through that conduct, and report the activity to the relevant authorities.
16. Limitation of liability and force majeure
Blackmere provides the Services on an “as available” basis. Blackmere is liable for direct loss caused by its negligence in providing the Services. Our aggregate liability for any single claim is limited to the amount of the disputed transaction. We are not liable for any indirect, consequential, or special loss.
We are not liable for any failure or delay in the Services caused by events outside our reasonable control, including but not limited to acts of war, terrorism, civil unrest, natural disaster, pandemic, cyber attack, failure of telecommunications or banking networks, regulatory action, or interruption of any third-party service on which the Services depend.
17. Amendments
Blackmere may update these Terms from time to time. The “Last updated” date at the top of this page reflects the most recent change. Material amendments take effect at least 14 days after being announced through the Site or via in-app notification. You may close your Account at any time during the notice period if you do not wish to accept the amended Terms.
18. Assignment, entire agreement, severability
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Assignment. You may not assign, transfer, or sub-license your Account or any of your rights or obligations under these Terms. Blackmere may assign or transfer its rights and obligations to any successor entity or affiliate.
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Entire agreement. These Terms, together with the policies referred to in them (Responsible Gaming, KYC, AML, Privacy, and Sports Betting Rules), constitute the entire agreement between you and Blackmere concerning the Services.
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Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remainder of these Terms shall continue in full force and effect.
19. Governing law and jurisdiction
These Terms are governed by the laws of the Union of the Comoros (Anjouan). Disputes are subject to the exclusive jurisdiction of the courts of Anjouan, save that you may also use the Anjouan-approved ADR procedure set out in §13.
These Terms are published in English. Where these Terms are translated into another language, the English text prevails in the event of any inconsistency.
20. Daily Wheel — Promotion Terms
These Promotion Terms govern the "Daily Wheel" promotion offered on playandpredict.io by Blackmere Ltd (see About Us for operator and licence details).
They form part of, and must be read together with, our Terms of Use and Responsible Gaming Policy. Capitalised terms not defined here have the meaning given in the Terms of Use.
Where these Promotion Terms conflict with the Terms of Use on a matter specific to this promotion, these Promotion Terms prevail.
(Last updated: July 7, 2026)
1. Eligibility
To take a Daily Wheel spin you must:
- Be a registered Player who meets all Terms of Use §3 eligibility conditions (including being at least 21 and not accessing from a Restricted Jurisdiction);
- Not be self-excluded or on a cool-off / time-out;
- Hold one valid Account (multi-accounting is prohibited - Terms of Use §15); and
- Meet the current qualifying-deposit requirement, if one is in effect. This requirement may be changed, or switched off, at our discretion; the condition shown in the app at the time of your spin applies.
2. The offer — how it works
- Entry. Each spin costs $1.00, debited from your balance.
- Frequency. One (1) spin per Player per day. A "day" runs from 00:00 UTC to the next 00:00 UTC; the entitlement resets at that time for all Players (it is a fixed daily reset, not a rolling 24-hour timer).
- Daily capacity. The promotion is limited to the first 15,000 eligible Players each day. Once the daily cap is reached, no further spins are available until the next reset.
- Guaranteed reward. Every spin awards a guaranteed minimum of $1.00 in Bonus Chips (see §3). The amount is drawn from the published prize set in Schedule A, up to a top prize of $10,000 in Bonus Chips.
- Outcome is final. The wheel result is determined by the promotion engine at the moment of the spin and cannot be changed, cancelled, or replayed.
3. Bonus Chips ("BBB")
- Rewards are paid as Bonus Chips, a restricted promotional balance - not cash.
- Bonus Chips are valued 1:1 with your balance for play purposes but have no cash value and cannot be withdrawn as chips.
- Bonus Chips can be used only on eligible Originals games (see §4). They cannot be used on sportsbook, third-party casino games, or any other product.
- Bonus Chips are shown as a separate bonus balance in the app; they do not appear in the cashier, and wagers made with them are shown in your history as bonus bets.
- Bonus Chips are subject to 1× wagering: the chip amount awarded must be wagered once on eligible games.
- Expiry. Unused Bonus Chips expire after a period determined by us, or immediately on Account closure or self-exclusion, whichever is first.
4. Playing with Bonus Chips
- When you open an eligible Originals game and hold Bonus Chips at or above the game's minimum bet, the game opens in Bonus Chips automatically. Currency cannot be switched manually.
- Each wager reduces your Bonus Chip balance. Winnings from Bonus Chip play are paid to your real balance (at 1:1), not back to your Bonus Chip balance.
- When your Bonus Chip balance falls below the minimum bet, play in Bonus Chips ends; you will be shown a summary of your session winnings and may continue using your balance.
5. Winnings and withdrawals
- Real winnings produced from Bonus Chip play are your funds and may be withdrawn in accordance with Terms of Use §5, subject to any applicable wagering condition in §3 and to AML / sanctions checks.
- The maximum payout limits in Terms of Use §7 apply to all winnings, including those arising from this promotion.
6. Fair use and abuse
We operate this promotion as a player reward and reserve the right to withhold a spin, void Bonus Chips and any winnings derived from them, and/or suspend an Account where we reasonably believe a Player has:
- opened or used more than one Account to obtain extra spins;
- used bots, scripts, or automation;
- colluded with other Players; or
- otherwise abused the promotion (including deposit-claim-withdraw patterns).
Consequences follow Terms of Use §15.
7. Responsible gaming
This promotion is subject to our Responsible Gaming Policy. We do not offer it to self-excluded Players or Players on a cool-off / time-out, and all deposit limits continue to apply. Support resources are listed in that policy.
8. Changes, suspension, and termination
We may amend, suspend, or end this promotion (including the entry cost, prize set, caps, eligibility rule, and reset time) at any time. Material changes take effect per Terms of Use §17. Spins already completed are unaffected.
9. General
These Promotion Terms are governed by the laws of the Union of the Comoros (Anjouan) and are published in English; the English text prevails. For complaints, follow Terms of Use §13.
Schedule A — Prize set
- $10,000 in Bonus Chips @ probability 0.00002%
- $500 in Bonus Chips @ probability 0.0002%
- $200 in Bonus Chips @ probability 0.00033%
- $100 in Bonus Chips @ probability 0.002%
- $2 in Bonus Chips @ probability 0.2%
- $1.50 in Bonus Chips @ probability 5%
- $1.20 in Bonus Chips @ probability 20%
- $1.00 in Bonus Chips @ probability 74.79745%
Subject to change.